As a member of Local 804 Federal Credit Union, you have access to affordable financial products including savings, low rate loans, free checking accounts, and convenient access to your funds with ATM cards and shared service center and outlet branches.

SHARE SAVINGS ACCOUNTS
Our Regular share savings account is the basic savings account when you join the credit union. The minimum balance required is $5.00. This $5.00 remains in your account at all times in order to continue your membership.

SHARE DRAFT (Checking) ACCOUNTS
When you hear about “free checking” at for-profit financial institutions, make sure you read the fine print. Local 804 FCU free share draft accounts are very popular with members because they are so convenient and affordable. There are no charges to keep the account, no per check charges and minimum balance. Even the traditional style checks are free.

TRADITIONAL AND ROTH IRA SHARE ACCOUNTS
The Credit Union now offers our members  both Traditional and Roth IRA accounts.  Please call our office at 718 786 4205 for an application.