Drive Home with Low Auto Loans Starting at 3.99% APR*

Finance or refinance your auto loan now and ask about additional loan discounts

Prepare Now – Local 804 Strike Fund

We make it easy to build a secure emergency financial cushion automatically ahead of the July 2028 UPS contract date

Transfer the Balance & Ditch the High Interest

Apply today to enjoy 0% APR on balance transfers for 12 months* with our Platinum Rewards Credit Card

Local 804 FCU 2027 College Scholarship Applications Now Being Accepted

Complete and return the Local 804 FCU College Scholarship application by January 15, 2027, and you’ll be eligible for both the Local 804 FCU $1,000 scholarship as well as other statewide scholarships from the New York Credit Union Association.

Get Your Pension Payment Up to 2 Days Early*

Local 804 Retirees who are members have access to a long list of retiree benefits

Explore More Local 804 Retiree Benefits

Set and Forget Your Retiree Health Insurance Premiums

with Local 804 FCU Automatic Retiree Insurance Payments

Learn More

Member News:

Our Audio Response phone banking system, which has served members for many years, will be retired on December 31, 2026. This change will allow us to focus on more modern and secure ways for you to access your account.