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Holiday Closing: Independence Day

Local 804 FCU will be open on Thursday, July 2, from 8 am to 1 pm and will be closed on Friday, July 3, in observance of Independence Day.

Your Payments Just Took a 3.99% APR* Detour

Explore our competitive auto loan rates and possible discounts

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Simplified Spending. Amplified Rewards

Apply for your Local 804 FCU Visa® Platinum Credit Card with Rewards to start earning points today*

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Get Your Pension Payment Up to 2 Days Early*

Local 804 Retirees who are members have access to a long list of retiree benefits

Explore More Local 804 Retiree Benefits

Your Financial Future Starts Now

With a Personal Loan as low as 9.75% APR*

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Set and Forget Your Retiree Health Insurance Premiums

with Local 804 FCU Automatic Retiree Insurance Payments

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Member News:

Our Audio Response phone banking system, which has served members for many years, will be retired on December 31, 2026. This change will allow us to focus on more modern and secure ways for you to access your account.

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Delivering Value

How to Make Your Income Work Smarter

Earning a paycheck is an essential part of financial stability—but what truly builds long-term security is how that income is […]

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Is Your Income Actually Protected?

It’s a good time to review your coverage, fill the gaps, and make sure a medical emergency doesn’t become a […]

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Don’t Let Identity Theft Steal Your Peace of Mind

There’s no surefire way to protect yourself from identity theft. But there are many steps you can take to reduce […]

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Your savings are federally insured to at least $250,000, and backed by the full faith and credit of the United States Government.
Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Housing Opportunity Act.